Archive: 2026

Handing your teenager the car keys for the first time is a milestone — equal parts pride and nerves. Along with driving lessons and “just text me when you get there,” there’s another reality every parent faces: adding a teen driver to your insurance policy almost always raises your premium. […]

Experience counts for a lot behind the wheel. Decades of driving mean sharper instincts in tricky situations, a better feel for road conditions, and habits like scanning intersections or leaving extra following distance that younger drivers are still learning. Yet many mature drivers are surprised to see their auto insurance […]

After a hailstorm or windstorm in Minnesota, roofing contractors often arrive quickly. While many are reputable professionals, some are “storm chasers” who move from one disaster area to another, use aggressive sales tactics, and may leave before addressing warranty issues or completing work. Carefully evaluating roofing contractors protects your home […]

You may notice your auto insurance premium has increased, even if you have not had an accident, received a ticket, or filed a claim. While this may seem unfair, your driving record is only one of several factors that influence pricing. Minnesota auto insurance rates reflect both individual factors and […]

If your Minnesota homeowners insurance premium has increased, you are not alone. Many homeowners are receiving renewal notices with higher costs, even without filing claims or making property changes. Home insurance rates depend on more than an individual’s claims history. Insurers also consider regional losses, repair costs, and projected future […]

Buying homeowners’ insurance is a smart way to protect your home, belongings, and financial future. Unfortunately, many Minnesota homeowners assume they are fully covered but discover critical gaps after a claim. Insurance policies vary significantly, and coverages many think are automatic often require endorsements or extra protection. Understanding these common […]

For years, self-driving cars felt like something you’d only see in science fiction. Now, they’re showing up on roads across the United States. Companies are spending billions on this technology, and some cars can already handle many driving tasks with little help from the driver. But what does this mean […]

A car accident can happen in seconds, but the decisions you make afterward can affect your insurance claim, finances, and stress level for weeks or even months. Whether it’s a minor fender bender in White Bear Lake or a more serious collision on Interstate 35, knowing what to do after […]

Most Minnesota drivers seek affordable auto insurance, yet many unintentionally take actions that raise their premiums over time. At Quast Insurance, we help Minnesota drivers secure better coverage, greater value, and fewer surprises. Understanding common mistakes that increase insurance rates is one of the best ways to save money. Below […]

Starting a family brings new responsibilities, including protecting those who depend on you. With expenses like mortgage payments, groceries, daycare, and future college costs, life insurance is often overlooked. However, it is one of the most important financial decisions you can make. At Quast Insurance Agency, we believe life insurance […]